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In response to plans by regulators to require banks to conduct more detailed credit checks in lieu of depending upon indices, banks in Australia are pushing back. The No. 2 lender, for instance, claims it not feasible to make such checks, Reuters reported.Banks in Australia depend heavily on an index that estimates an average Australians minimum living expenses based on levels of income. But the Royal Commission advised that regulators should make sure its use does not take the place of thorough customer checks that comply with the rules for responsible lending.However, as Westpac Banking Corp said in a submission to the Australian Securities and Investments Commission, Westpac does not believe that there is significant utility in requiring the verification of living expenses.The lender also noted in its submission, Accurately verifying basic and discretionary living expenses using transactional account data is currently not feasible, and in Westpa <a href=https://www.stanleycups.co.nz>stanley mug</a> cs experience, would be of limited value. Three other large banks, which include National Australia Bank, Commonwealth Bank of Australia CBA and Australia and New Zealand Banking Group ANZ , noted that the benchmark was a crucial portion of the application processes. CBA, which the report said is the largest, noted it would lessen its reliance on t <a href=https://www.stanley-cups.it>stanley borraccia</a> he measure.In separate non-consumer lending news from Australia, the government announced last year a new initiat <a href=https://www.stanley-cups.it>stanley italia</a> ive to support small business finance, per reports in Vism Flywire Adds Invoicing Capabilities Through PACE Acquisition
For every innovation that changes the world, many 8230; dont. The difference between what works and what doesnt is often measured in micrometers 鈥?not feet.The iPod changed the world; the Zune, on the other hand, was a punchline.When Shake <a href=https://www.stanley-cup.us>stanley cup</a> Shack announced it was debuting a digital-only location, it seemed likely enough that it would work: Its clients are urban-based, largely millennial and demonstrably mobile order-ahead friendly. The only question at the time was whether or not this digital-only attitude would be something it could roll out chain-wide.But if that were ever a question, it was one that the practice of going digital-only quickly answered for the upscale burger chain. And that answer was no. You have to order at the kiosk. I placed my order and only had cash at the moment. Come to find out, they do not take cash. Only debit and credit cards. This is bad for high school kids and people that do not have a debit card or credit card. I think they need to have a better pay system, one Yelp user complained. No cash accepted 8230; order on iPads 8230; half the costumers dont <sic> know how to use it to order, a Google commenter wrote.Th <a href=https://www.cups-stanley.fr>gourde stanley</a> e move was also criticized for being in opposition to the chains egalitarian principles 鈥?as it excluded customers without debit or credit cards, most of whom tended to be lower income.In short, going digital was not the innovation its customer base was seeking. Customers like cash when making small purchases, a <a href=https://www.stanleycup.com.de>stanley becher</a> nd the kiosk exper

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Global distribution system gds providers and their shareholders <a href=https://www.nikeair.fr>air max 1</a> are jostling for position in a world where their traditional business model is under threatThe world s leading global distribution system GDS providers are under pressure. Changing <a href=https://www.nikeairforce.es>air force 1</a> patterns of consumer behaviour, pressure from airlines to cut costs and new technologies all mean that standing still is not an option. Amad <a href=https://www.adidas-samba-adidas.fr>adidas samba adidas</a> eus, Cendant parent of Galileo , Sabre and Worldspan have all been positioning themselves to make sure that on the day when the last legacy system is finally switched off, GDSs are still playing a major role in the airline industry.If they were in any doubt that they need to adapt their business plans to a fast-changing airline industry, the recent moves by several major us carriers to begin processing bookings through G2 Switchworks, the new GDS-bypass offering, was a timely reminder.It is perhaps not surprising then that GDSs have been on the acquisition trail, making sure their business strategy is the right one for a world in which the future of the traditional legacy model is unclear. Cendant, accused by some analysts in the past of lacking a strong online presence to sit beside Galileo, has been the most active on this front. In June last year, the real-estate to car-hire conglomerate brought Orbitz, the travel site set up by the major US carriers. This was followed by agreements to buy US wholesaler Gullivers Travel which owns online travel agency Octopustravel and European travel web Hdrh UK film industry to talk about environmental sustainability at Monday event
Source: Toronto International Film FestivalThe PlatformNetflix has acquired worl <a href=https://www.yeezyshoes.us>yeezy</a> dwide rights excluding select Asian territories to the Spanish TIFF Midnight Madness sci-fi hit The Platform.The streamer swooped in a deal with XYZ Films, CAA Media Finance and Latido Fi <a href=https://www.hydro-jug.us>hydrojug sport</a> lms. The film had generated strong heat since its world premiere last Friday 6 . It screens again in TIFF on Sunday September 15.Galder Gaztelu-Urrutia makes his feature directorial debut from a screenplay by David Desola and Pedro Rivero. Ivan Massague Pans Labyrinth and Antonia San Juan All About My Mother star in the story about a man who volunteers to be incarcerated in a dystopian prison with the prmose of moving up the social ladder.The institution is a vertically stacked prison where cells move each month and inmates are get to partake of a gourmet feast that moves to the next level after a few minutes at each level. Zorion Eguileor, Emilio Buale and Alexandra Masangkay also star. <a href=https://www.yeezywebsite.ca>yeezy</a> Screen wrote in its review, Part Swift, part Saw, and determinedly grim, this Toronto premiere is sure to become a cult favorite of similarly uncompromising horror fans,, although its mood could be too dark for mainstream success. Carlos Ju谩rez produced The Platform, and co-producers are David Matamoros and M. a. Angeles Hern谩ndez in association with Basque Films, Mr. Miyagi Films, and Plataforma la pel铆cula AIE. Raquel Perea and Carlos Ju谩rez served as executive producers.Gaztelu-Urrutia directed the short films 913 and The

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CNN - Nearly 100 House Democrats are urging President Biden not to restart migrant family detentions.It comes amid reports the administration is weighing doing just that - despite previously halting the practice. Over in the Senate, Homeland Security Secretary Alejandro Mayorkas said at a Tuesday hearing that no decision has been made on family detention.This follows a letter sent to Biden from more than a dozen senators over the weekend.The senators said family detention had quote Disastrous effects on migrant families and children, without any corresponding improvement in border secur <a href=https://www.stanley-cups.com.mx>taza stanley</a> ity or deterrence. The administration is preparing for the end of a COVID-era border restriction in may that allowed authorities to turn away certain migrants at t <a href=https://www.cups-stanley.com.de>stanley thermo</a> he U.S.-Mexico border. Instead of family detentions, Democrats want Biden to consider alternatives, like ramping up of case management and enhancing legal pathways. Article Topic Follows: News Jump to comments darr; CNN Newsource Related Articles Cole Johnson NBC Sports Director <a href=https://www.stanleyusa.us>stanley cup usa</a> Cabe 5 things to know for January 12: Biden, Covid-19, Gas stoves, Big tech, Ukraine
By JOHN WAWROWAP Sports WriterORCHARD PARK, N.Y. AP 鈥?The message <a href=https://www.stanley-cups.com.de>stanley germany</a> to the Buffalo Bills entering this season is simply to find a way, after falling short of their ultimate objective in each of the past two seasons. The words were imprinted on a banner hung on the stands at their training camp facility to serve as a motivational reminder following last season playoff collapse. Buffalo squandered a three-point lead in the final 13 seconds of an ev <a href=https://www.stanley-cups.com.de>stanley shop</a> entual 42-36 overtime loss to Kansas City in the AFC divisional round. The Bills are pegged as Super Bowl favorites, and feature a Josh Allen-led offense and a defense that includes the addition of Von Miller to muscle up what had been a middling pass rush. Article Topic Follows: AP Business Jump to comments darr; The Associated Press Related Articles Caitlin Clark reaches 2K career points; Iowa beats Dartmouth <a href=https://www.stanleycup.it>stanley borraccia</a> Sunday World Cup final most-watched soccer match in U.S.

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Melissa Vel谩squez Loaiza CNN Espa帽ol Lionel Messi sigue celebrando la victoria hist贸rica en Qatar 2022, pues este mi茅rcoles se cumple un mes desde que Argentina levant贸 la copa y se coron贸 en el Mundial de la FIFA. El argentino tom贸 sus redes sociales para enviar un emotivo mensaje de celebraci贸n y agradecimiento al cumplirse un mes de la sufrida victoria ante Francia en la final de Qatar cuando, luego de un empate 3 a 3, la Albiceleste聽 venci贸 en la tanda de penaltis y levant贸 el t铆tulo m谩ximo que se le hab铆a escapado durante 36 a帽os.Un mes de lo m谩s lindo del mundo y todav铆a no puedo creerlo. Qu茅 hermosa locura vivimos durante todo ese tiempo que terminamos levantando la Copa que tanto dese谩bamos todos, escribi贸 Messi en su cuenta verificada de Instagram.El argentino habl贸 sobre lo lindo que pas贸 durante todo el Mundial y los recuerdos que se quedaron con 茅l luego de tremenda experiencia. El tortuoso camino de Argentina para ganar la Copa Mundo 2022 Extra帽o mis compa帽eros, el d铆a a d铆a con ellos, los mates, las charlas, entrenamientos, las boludeces que hac铆amos鈥? escri <a href=https://www.cup-stanley.pl>stanley termos</a> bi贸 Messi.Qu茅 lin <a href=https://www.stanleyusa.us>stanley website</a> do era ver a mi familia disfrutar todos los d铆as de <a href=https://www.cups-stanley.pl>stanley kubek termiczny</a> una experiencia inolvidable para todos y qu茅 hermoso era ir a los partidos y ver la locura de la gente en la cancha y en Argentina.View this post on Instagram A post shared by Leo Messi @leomessi El argentino dio gracias a Dios y a帽adi贸 Gqxd I will do whatever it takes: Beaverton parents race against the clock to develop treatment for rare genetic disorder
By TIM REYNOLDSAP Basketball WriterSAN FRANCISCO AP 鈥?Chuck Daly loved to shop and about 20 years ago, he dragged his friend Mike Fratello to a clothing store. Daly noticed a blue blazer with vertical stripes and told Fratello he had to buy it for himself. Fratello questioned why. You ;re going to wear that someday, Daly told him, to a very special occasion.Sunday became someday. And the jacket was a perfect fit. Fratello was announced Sunday as this years recipient of the Chuck Daly Lifetime Achievement Award, presented by the National Basketball Coaches Association. He becomes the 17th winner of the award, which originated in 2009. I can ;t tell you how much it means, Fratello said.He won everything from big <a href=https://www.stanley-cups.com.de>stanley cup</a> games to an Emmy award, and now an award named for his close friend. He had an amazing career and continues to make an amazing impact on the world of basketball, said Indiana coach Rick Carlisle, the NBCA president. Fratello has been involved in the NBA in some capacity 鈥?coach, assistant coach, or broadcaster 鈥?since the late 1970s. He spent parts of 17 seasons as a head coach i <a href=https://www.stanleyuk.co.uk>stanley mug</a> n Atlanta, Cleveland and Memphis, winning 667 regular-season games and 20 playoff contests, plus won an Emmy as best on-camera sports analyst in New York in 2015.Fratello was the NBAs Coach of the Year in the 1985-86 season with the Hawks, and he has been accomplished at the international level as well. He most re <a href=https://www.stanleycup.ro>stanley cupe</a> cently co

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Betiana Martino CNN Espa帽ol Tucum谩n es la primera provincia de Argentina en implementar el pase sanitario. Desde el 21 de diciembre tambi茅n se pondr谩 en pr谩ctica en la provinci <a href=https://www.yeezy.com.mx>yeezy mexico</a> a de Buenos Aires y se esperan m谩s detalles a nivel nacional. 驴Qu茅 es y c贸mo se implementar谩 este permiso en el pa铆s En la provincia de Tucum谩n, al noreste de Argentina, ya rige el pase sanitario para las actividades que representen un riesgo en medio de la pandemia de covid-19. Un permiso que deb <a href=https://www.nike-dunk.es>nike dunk</a> er谩n presentar los mayores de 13 a帽os que quieran acceder a lugares de concurrencia masiva y al que tambi茅n se sumar谩 la provincia de Buenos Aires desde el 21 de diciembre.驴En que situaci贸n sanitaria est谩 Argentina ante la llegada de 贸micron De acuerdo con el Ministerio de Salud de la provincia de Tucum谩n, desde que se anunci贸 esta medida la vacunaci贸n en ese territorio aument贸 un 140%. Tras conocerse estos resultados, la ministra de Salud de Argentina, Carla Vizzott <a href=https://www.yeezy.com.mx>adidas yeezy</a> i, no descart贸 la posibilidad de implementar el pase sanitario en todo el pa铆s. 驴En qu茅 momento ser谩 solicitado el pase sanitario Tanto en la provincia de Tucum谩n como en la de Buenos Aires explicaron que el pase sanitario ser谩 necesario en eventos masivos y actividades en lugares abiertos o cerrados para concurrir a centros culturales, gimnasios, cines y atracciones tur铆sticas.Adem谩s, lo deber谩n presentar aquellas personas que asistan a eventos deportivos que impliquen aglomeraciones, recitales, salones de fiestas y boliches Mpof Suspended Caloocan mayor fails to secure TRO from court
Mick Deane AP FILE PHOTOLONDON mdash;A veteran TV cameraman for Britainrsquo Sky News was shot and killed while covering the deadly violence in Cairo on Wednesday, the channel said.Mick Deane, a 61-year-old father of two, had worked at Sky <a href=https://www.owala-waterbottle.ca>owala canada</a> for 15 years. He had been based in Washington and, for the past two years, in Jerusalem.Article continues after this advertisement The head of Sky News, John Ryley, paid tribute to a talented and experienced journalist while Prime Minister David Cameron said he was ldquo addened by the news.FEATURED STORIESNEWSINFOViral video of drunk cop gets QCPD chief firedNEWSINFONBI files raps vs vloggers outside PH for disinformationNEWSINFOPCSO: Still no takers of Ultralotto 6/58, Superlotto 6/49 jackpotsDeane was shot and wounded while reporting on the crisis in Cairo in a team with the channelrsquo Middle East correspondent Sam Kiley.Deane received medical treatment, but died shortly afterwards.None of the other members of the t <a href=https://www.owala-waterbottle.ca>owala tumbler</a> eam were injured, Sky said.The channelrsquo foreign editor Tim Marshall, who was clearly emotional as he described Deane on air, said: He was a friend. Our hearts go out to his family.Article continues after this advertisement He died doing what hersquo;d been doing so brilliantly for decades.Skyrsquo political editor Adam Boulton described him as the nicest, the best, the bravest.Article continues after this advertisement Ryley said: ldqu <a href=https://www.yeezyshoes.us>yeezy website</a> o;

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A woman casts vote during the mock election at Epifanio de los Santos Elementary School in Manila with 100 days remaining before the 2013 midterm election.Would Filipinos vote Tom Cruise, Richard Gere or Mariah Carey into the august Senate At least in the mock elections that the Commission on Elections Comelec conducted Saturday, Filipino voters got the chance to choose who among their Hollywood and celebrity favorites to elect as senators.Article continues after this advertisement Comelec Chair Sixto Brillantes Jr. said the poll body used the names of Hollywood stars, instead of those <a href=https://www.owalas.us>owala</a> of actual candidates, to avoid controversy.FEATURED STORIESNEWSINFOViral video of drunk cop gets QCPD chief firedNEWSINFOPCSO: Still no takers of Ultralotto 6/58, Superlotto 6/49 jackpotsNEWSINFONBI files raps vs vloggers outside PH for disinformationIn the mock polls for the 2010 elections, the Comelec used the names of Filipino <a href=https://www.yeezywebsite.ca>yeezy canada</a> heroes. National hero Jose Rizal won that vote.On a lighter note, Tom Cruise, Mariah Carey and the late American astronaut Neil Armstrong are among the senatorial candidates in the mock elections, Brillantes announced in his Twitter account.A copy of the ballot for the mock polls showed Armstrong running under the leftist party-list group Bayan Muna, Carey under <a href=https://www.owala-waterbottle.ca>owala water bottle</a> the Partido Magdiwang, and Tom Cruise under the Lakas-CMD.The other choices for the voters included crooner Michael Bubleacute;, who was running under the Anakpawis peasant