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Canadian banks, including Toronto-Dominion <a href=https://www.stanleycup.cz>stanley cup</a> Bank TSX:TD NYSE:TD , have had a rough time this year. But looking at TD Bank stock, we couldn t really tell. It s down only 8% from pre-pandemic levels. Its dividend has remained unchanged. And it yields a generous 4.52%But does this really mean that everything is fine Can we really still rely on TD Bank stock as this safe and secure pillar as we have in the past TD will report its fourth-quarter results on Thursday, December 3. There are many risks that leave me on the sidelines. For example, provisions for credit losses PCLs have risen dramatically in 2020. And with the second wave of COVID-19 escalating, there will be more.聽 There are many things that I will look at and listen for closely in TD Bank s earnings results and call.Here are the risks as I see them.TD Bank is battling rising PCLsThe pan <a href=https://www.stanley-cup.com.de>stanley cup</a> demic lockdowns have shattered businesses. They have left the economy hanging on for dear life, relying on government aid. In turn, <a href=https://www.stanley-cups.co.uk>stanley cups</a> this has Vgyt 2 Key Ways to Shop for a Defensive Stock in a Turbulent Market
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